Valuations
Jewellery valuations. Know exactly what you hold.
Written jewellery and diamond valuations for insurance, estate and personal purposes.
Insurance (replacement) valuation
Estate valuation
Personal valuation
An estimate of what it would reasonably cost to replace your piece with one of like kind and quality. This jewellery insurance valuation is the document most insurers ask for when cover is arranged or renewed.
A considered market value for jewellery and loose stones in an estate, prepared to support executors, beneficiaries and their advisers.
For when you simply want to know: before a family discussion, a division of assets, a possible sale, or because a piece has always been a mystery.
What your valuation includes
Examination and testing of each item, with weights, measurements and observations recorded
Identification of gem materials, with notes on any treatments detectable by standard gemmological testing
Reference to existing laboratory reports, where available
Photographs of each item
The purpose of the valuation and the basis of value, stated clearly
A written report that you, your insurer or your adviser can read and understand
Where a stone needs advanced laboratory testing (for example, to confirm origin or detect certain treatments), you'll be told why, and it can be arranged through an independent laboratory with your approval, at cost.
Disclosed, always
Gem House also sources, makes and sells jewellery. So if it sourced, made or supplied the piece being valued, or has been asked to sell it, the report says so. A valuation is never an offer to buy, and a valuation fee never depends on the value reached.
How it works
1 · Enquire
2 · Confirm
3 · Examine
4 · Report
Fees
A flat fee per item, quoted on enquiry and confirmed in writing before your appointment.
Tell us what you'd like valued and why.
The scope, the fee per item and the arrangements for your items, confirmed in writing.
At a secure appointment, or after insured collection. Items are photographed on arrival and on return.
A written valuation report, usually within 5–7 business days of examination. Each valuation is prepared and signed by Elloise Gee, IGI Graduate Gemologist.